“Shariah Trustworthiness in Digital Financial Services:A Normative Framework for Shariah Governance and the Prevention of Digital Gharar”. Journal of Modern Multidisciplinary Research 4, no. 1 (October 12, 2026): 78–89. Accessed October 19, 2026. https://jmmr-journal.com/index.php/JMMR/article/view/137.