Determinants Affecting Homeownership for Middle-Income Earners in Libya; A Conceptual Framework. Journal of Modern Multidisciplinary Research, [S. l.], v. 1, n. 1, p. 124–140, 2026. Disponível em: https://jmmr-journal.com/index.php/JMMR/article/view/14. Acesso em: 22 may. 2026.